AI-Powered Mortgage Automation

Automate Your Entire
Loan Processing Workflow

From document intake to underwriting prep — eliminate manual processing. Cut processing times from days to hours with AI-powered automation.

GLBA Compliant
99.9% Uptime
Enterprise Security
80%
Faster Document Processing
Days→Hours
Processing Time
26+
Document AI Processors
The Problem

Manual Processing is
Killing Your Pipeline

The average processor spends 60% of their time on document tasks. That ends here.

Before

Without LendFlowPro

  • Manually keying data from 50-100 page loan files
  • 30-day average close time losing deals
  • Spreadsheets tracking TRID/HMDA compliance deadlines
  • Processors buried in data entry, not exceptions
  • $5B+ industry fines from documentation errors
After

With LendFlowPro

  • Google Document AI extracts data in seconds
  • Close in 18 days with automated workflow routing
  • Built-in compliance timeline tracking and alerts
  • AI handles routine; processors handle edge cases
  • Full audit trail for every document action
8-Phase Automation

Your Entire Workflow,
Automated

Click any phase to see exactly what gets automated — from first document to final submission.

Phase 01

File Intake & Organization

Documents auto-sync from Gmail integration or borrower portal uploads. Files are instantly organized by loan file with zero manual sorting.

Processing< 2 min
Underwriter-Grade Income Engine

Math Every Underwriter
Already Runs

Not another generic calculator — LFP implements the FNMA Selling Guide B3-3 methodology line-by-line. The same math MGIC worksheets use. Auditable on every field. Reproducible to the dollar.

5
Self-Employed Forms
Sch C · Sch F · 1065 K-1 · 1120S K-1 · 1120
3
Asset Depletion Methods
FNMA · FHLMC · Angel Oak (84-mo)
B3-3
FNMA Cited Line-by-Line
Every field traces to the Selling Guide
100%
Deterministic Math
Decimal.js · regression-locked · audit-stamped

Same Methodology Your UW Runs

LFP implements FNMA Selling Guide B3-3 — the methodology every underwriter is required to reproduce. The math in LFP and the math in your UW's MGIC worksheet are the same math.

Every Self-Employed Form

Schedule C, Schedule F, 1065 Partnership K-1, 1120S S-Corp K-1, and Form 1120 C-Corp — line-by-line with add-backs (depreciation, depletion, amortization), multi-year averaging, and the declining-income gate.

Business Liquidity Test

FNMA B3-3.4-02 Quick + Current Ratio auto-computed from Schedule L. K-1 distributions fail-closed when the business can't sustain them. Most platforms skip this — underwriters don't.

Asset Depletion, Three Ways

FNMA employment-related assets (B3-3.1-09), FHLMC asset dissipation (5307.1), and Angel Oak's 84-month Non-QM divisor — switch methods to see which qualifies the borrower.

The Payoff

Underwriter Worksheet PDF on every loan

Download a cite-every-line income analysis worksheet per file — every form, every add-back, every calc-version stamp. UW opens it, sees the familiar methodology, signs off. No argument, no suspense condition, no re-work.

Program Coverage

Every Loan Type.
Every Borrower.

8 loan programs, one pipeline. ITIN borrowers, agency loans, Non-QM deals, and EEP structured financing — all in the same workflow. No spreadsheet juggling, no product-specific silos.

Conventional

Fannie · Freddie

Conforming and high-balance agency loans. DU/LP approval paths.

FHA

96.5% LTV · 580 FICO

Full FHA 4000.1 workflow: TOTAL Scorecard, appraisal, MIP.

VA

100% LTV · zero down

COE, funding fee, residual income. Service-member disclosures.

USDA

Rural · zero down

GUS-driven, rural property eligibility, income limits.

Jumbo

High balance

Above-conforming balance, tighter reserves, enhanced overlays.

Non-QM

Bank Stmt · DSCR · 1099

Angel Oak / NewFi / Verus / Acra programs, investor-specific overlays.

New

ITIN

Borrowers without SSN

Tiered ITIN programs (premium and risk-priced). 9XX-XX-XXXX validation, single-bureau credit pricing, no PMI.

New

Earned Equity Program

FHA · HUD non-profit

Housing Empowerment Program. Structured Financing Agreement tracking, auto-calculated program fees.

Customer Results

Real Results from
Real Processors

I was drowning in a 60-loan pipeline and couldn't keep up. LendFlowPro helped me get organized and actually see where every file stands — I'm no longer missing conditions or chasing docs by hand.
SC
Sarah Chen
Senior Loan Processor
Pacific Mortgage Group
Pipeline under control
Our team was spending half our day sorting emails and uploading docs. Now that's automated. We're finally catching up on pipeline instead of just treading water.
MW
Marcus Williams
Processing Team Lead
Summit Lending Partners
Hours back every day
What I liked most is it flags the stuff I'd normally miss — missing paystubs, income discrepancies. Catches it before it blows up at underwriting.
JP
Jennifer Park
Loan Processor
Apex Mortgage Co.
Fewer UW suspenses
Trusted Infrastructure
Google Cloud
AES-256 Encrypted
GLBA Compliant
SOC 2 Ready
99.9% SLA
Simple Pricing

Start Growing Your
Processing Business

14-day free trial on all plans. No credit card required.

Solo

For individual processors

$99/mo
+ usage-based
Pay as you grow1 user
  • Core automation
  • Gmail integration
  • Borrower portal
  • Email support
Start Free Trial
Most Popular

Team

For processing teams

$299/mo
+ usage-based
Pay as you growUp to 5 users
  • Everything in Solo
  • Team collaboration
  • Task assignment
  • Priority support
  • API access
Start Free Trial

Enterprise

For mortgage companies

Custom
Volume pricing available
Unlimited volumeUnlimited users
  • Everything in Team
  • Custom workflows
  • White-label option
  • Dedicated support
  • Advanced analytics
Request Demo
Coming Soon

More Integrations
On the Way

We're building deep integrations with the tools processors rely on every day.

VOE / VOI
Verbal & written verification of employment/income
The Work Number
Automated employment & income verification via Equifax
FraudGuard
Loan-level fraud risk assessment & alerts
Asset Verification
Bank & investment account verification
Property AVM
Automated valuation models for collateral review
Business Verification
Self-employed borrower business validation
Credit Pull
Tri-merge credit report ordering & analysis
Limited Time Offer

Ready to Close
More Loans?

Join loan processors who've eliminated manual work and started growing their processing business. Start your 14-day free trial — no credit card required.

GLBA Compliant 99.9% Uptime SLA Cancel anytime